“Cheap” is translated differently by people. Cheap will mean a bargain and good value to some or cheap and not going to last or fit for purpose to others.
Only you can decide by looking at the product or service whether or not it is worth paying a lot less for something and it not have the feature a more expensive one has.
“Cheap” Life Insurance may be lower in price because the amount of cover is reduced. I you want to pay £15 per month for a policy and the more expensive one is £25 the pay out cover amount will be £1000’s less.
Other options that may make your monthly policy cost less is not to have critical illness included.
We can help you with the costs and savings of life insurance but first fill out our online quote form to find out a basic amount per month.